Welcome to the Benefits Home page, your resource for information about the benefit packages offered by Lawrence Tech!

Lawrence Tech provides a variety of benefit options to protect you and your eligible family members. Some benefit programs require contributions from the employee, but many are fully paid by Lawrence Tech.  

The Benefits Summary provides an overview of benefits offered by the University. Detailed benefits information for all employees are contained in the Employee Handbook. Specific benefits information applicable only to employees with academic or executive appointments, such as faculty, deans, chairs, and other executive officers, are contained in the Faculty Handbook. The handbooks should not be construed as creating a contract between Lawrence Tech and any employees for any benefit described in it.

Download the current Benefit News for information that may affect you.


Notice of Privacy Practices Policy

Lawrence Technological University privacy policies, established to comply with state and federal laws, apply to everyone employed by the University. The Notice of Privacy Practices Policy details our privacy practices and your rights with respect to the handling of your personal health information in accordance with the Health Insurance Portability and Accountability Act of 1996 (HIPAA).


Affordable Care Act - Form 1095 and 2018 Tax Reporting

To comply with the Affordable Care Act, beginning with the 2015 tax year, certain employers including Lawrence Technological University (LTU) must provide a federal form (referred to as a Form 1095-C) to all full-time employees or individuals entitled to coverage.

The IRS recently extended the form distribution deadline for 2018 reporting to March 4, 2019. Please refer to the HR newsletter for important details about 2018 tax filing when you have or have not received the 1095 forms from LTU and your health plan provider.


New Health Insurance Marketplace Coverage Notice

In compliance with the Patient Protection and Affordable Care Act (PPACA), the New Health Insurance Marketplace Coverage Notice provides information about the state healthcare exchanges or marketplaces. The PPACA requires that most American citizens and legal residents have qualifying health insurance as of January 1, 2014. If they don’t, they could be subject to a financial penalty. To learn more about the options that may be available to you through the government’s Health Insurance Marketplace, visit www.healthcare.gov.

Lawrence Tech provides medical coverage to eligible full-time employees at a level and a cost that exceeds the Federal guidelines for providing adequate insurance at an acceptable premium. Keep in mind that you have the right to explore your options with the Marketplaces, but you will not be eligible for a subsidy if you elect the Marketplace over LTU coverage.

For more information about Healthcare Reform or the Michigan Marketplace, please call 1.800.318.2596 or visit www.heathcare.gov.

Questions? Email benefits@ltu.edu.

Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Office of Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Lawrence Tech in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.