Long Term Disability

LTD is provided to all full time employees members after the completion of one (1) year of service. This insurance pays 60% of the employee's salary, to a maximum of $7,500/month, in the event that the employee is found to be disabled and unable to work. This plan also provides the disabled employee with continued contributions of a percentage of the paid monthly benefit into his/her retirement fund. If the disability is severe the percentage of coverage may be increased to 80% based on established criteria.

This benefit begins on the ninety-first day of illness and continues to end of disability or to age 65.  The University pays the full cost of this coverage.